Terms & conditions

To access Brydge, you are required to create an account, which may be accessed on a mobile device or other supported platforms using an operating system approved by us. In creating and managing your account, you agree that all information provided to Brydge shall be true, accurate, current, and complete. The provision of false, misleading, or incomplete information may result in the suspension, freezing, or termination of your account without prior notice. You are required to promptly update your account information to reflect any changes. You are solely responsible for maintaining the security and confidentiality of your account credentials, including your password, and for restricting access to your account. You accept full responsibility for all activities conducted through your account, whether or not such activities were authorized by you. Brydge shall not be liable for any loss, damage, or liability arising from any authorized or unauthorized use of your account, except to the extent required by applicable law. You agree to immediately notify Brydge upon becoming aware of any unauthorized access, use, or security breach relating to your account. Brydge shall not be responsible for any acts or omissions by you, including any loss or damage suffered as a result of your failure to comply with these Terms. For user convenience, Brydge may retain your login session by default; however, you may modify your login and security preferences at any time. To re-access your account, you will be required to enter your registered email address and password. We may, from time to time, notify you of updates or changes relating to account security or authentication requirements.

By using the Brydge platform and services, you expressly consent to Brydge transmitting, storing, processing, retaining, and otherwise handling your Personal Data in accordance with the Nigeria Data Protection Act, 2023 (NDPA), applicable regulations issued by the Nigeria Data Protection Commission (NDPC), and our Privacy Policy, which explains how we collect, use, disclose, and safeguard your information. Brydge processes Personal Data on lawful bases recognised under the NDPA, including consent, performance of a contract, compliance with legal obligations, and legitimate interests, where applicable. Your Personal Data shall be processed only for specified, explicit, and lawful purposes and shall be adequate, relevant, and limited to what is necessary in relation to such purposes. You consent to receive electronic and digital communications from Brydge relating to your account, transactions, and use of the platform. Such communications may be delivered through various channels, including but not limited to email, text message (SMS), push notifications, telephone calls, or other electronic means. From time to time, Brydge may also send non-transactional communications, including marketing messages, newsletters, service updates, or promotional announcements via email, SMS, or other channels. You may withdraw your consent to receive non-transactional communications at any time by following the “Unsubscribe” instructions contained in such messages or by submitting a request via email to support@brydgehq.co Notwithstanding any withdrawal of consent for non-transactional communications, you acknowledge and agree that Brydge may continue to send transactional, security-related, and service communications where such communications are necessary for: the performance of its contractual obligations; compliance with legal or regulatory requirements; fraud prevention, risk management, and platform security; or customer support and account servicing. You retain all data subject rights granted under the NDPA, including the right to access, rectify, erase, restrict or object to processing, and the right to data portability, subject to applicable legal limitations. Requests relating to the exercise of these rights may be submitted in accordance with the procedures set out in our Privacy Policy.

Charges will be levied further to the facilitation of any deal/contract execution on Brydge as follows:

• 0.5% of the total sum raised through Brydge being transaction fees.
• 2.5% of the total sum upon completion/end of the transaction tenure.

Brydge enforces a strict zero-tolerance policy against money laundering, terrorist financing, sanctions evasion, and the use of its platform to facilitate any illegal, illicit, or unethical activity. Brydge does not conduct business with, and prohibits the use of its services by, any individual or entity that is: located in, organised under the laws of, or operating from a jurisdiction subject to trade or economic sanctions; or designated or otherwise subject to sanctions, restrictions, or prohibitions under applicable local or international sanctions regimes. In addition to any other restrictions contained in this Agreement, you are strictly prohibited from using the Platform or any of its content for any unlawful or prohibited purpose, including, without limitation, the following:

1. Soliciting, inducing, or encouraging others to perform or participate in any unlawful acts;
2. Violating any applicable international, federal, state, or local laws, regulations, rules, directives, or ordinances;
3. Infringing upon or violating the intellectual property rights of Brydge or any third party;
4. Harassing, abusing, insulting, harming, defaming, slandering, intimidating, or discriminating based on gender, sexual orientation, religion, ethnicity, race, age, national origin, or disability;
5. Infringing upon or violating the intellectual property rights of Brydge or any third party;
6. Harassing, abusing, insulting, harming, defaming, slandering, intimidating, threatening, or discriminating against any person on the basis of gender, sexual orientation, religion, ethnicity, race, age, national origin, disability, or any other protected characteristic;
7. Submitting, providing, or disseminating false, misleading, inaccurate, or deceptive information;
8. Uploading, transmitting, introducing, or deploying viruses, malware, or any other malicious or harmful code that may interfere with, disrupt, damage, or impair the functionality, integrity, or operation of the Service, the Platform, any related mobile application, other systems, or the Internet;

• Collecting, harvesting, tracking, or monitoring the personal or confidential information of others without lawful authority or consent;
• Engaging in spamming, phishing, pharming, pretexting, scraping, crawling, or any other automated or deceptive data-collection or communication practices;
• Using the Platform for any obscene, immoral, or offensive purpose; or
• Interfering with, bypassing, disabling, or attempting to circumvent any security features, afeguards, access controls, or protective measures of the Service, Platform, or any related systems.

Brydge reserves the absolute right, without prior notice, to suspend, restrict, or terminate your access to the Service or any related mobile application where any prohibited use is suspected or identified. You further represent and warrant that any funds paid to or transacted through Brydge are not derived from, connected to, or intended to facilitate illegal or illicit activities. Where Brydge suspects or determines, in its sole discretion, that the Platform or Service is being used for unlawful, fraudulent, or prohibited purposes, Brydge may: immediately terminate or suspend the Services made available to you; freeze or restrict access to affected accounts or transactions; and report such conduct to relevant regulatory, law-enforcement, or governmental authorities for investigation and possible prosecution, as required or permitted by law.

You can close your account at any time. To close your account, contact us at (support@brydgehq.co.).

Brydge may in its sole discretion, suspend or terminate your access to the Service, or discontinue providing the Service or any part of the Service at any time, with or without notice. We will close your account immediately if we believe you have;

1. Contravened our terms and conditions
2. Contravened the law or attempted to break the law
3. Given Brydge false information
4. Put Brydge in a position that would result in us breaking the law
5. Being abusive to anyone on the Brydge Platform.

You agree that we will not be responsible or liable to you or any third party for discontinuing the service or for terminating or suspending your access to the Service.

This Agreement does not transfer to you any intellectual property owned by Brydge or third parties, and all rights, titles, and interests in and to such property will remain (as between the parties) solely with Brydge. All intellectual property, including but not limited to trademarks, service marks, graphics, and logos used in connection with our Web page or Services, are owned by Brydge. Your use of our Web Page and Services grants you no right or license to reproduce or otherwise use Brydge i Intellectual Property Rights

Nothing in this Agreement shall be construed as transferring, assigning, or granting to you any right, title, or interest in or to any intellectual property owned or licensed by Brydge or any third party. As between the parties, all rights, title, and interest in and to such intellectual property shall remain the exclusive property of Brydge or its licensors, as applicable.

All intellectual property associated with the Brydge website, platform, and services, including but not limited to trademarks, service marks, trade names, logos, graphics, designs, content, software, and proprietary technology, are owned by or licensed to Brydge and are protected by applicable intellectual property laws.

Your access to and use of the Brydge website and services does not grant you any license, right, or permission—whether express, implied, or otherwise—to reproduce, copy, modify, distribute, display, transmit, or otherwise exploit any Brydge intellectual property, except as strictly necessary for your lawful use of the services in accordance with this Agreement.

Any unauthorized use of Brydge intellectual property is strictly prohibited and may result in termination of your access to the services, in addition to any other remedies available to Brydge under applicable intellectual property.

All rights reserved. No part of the Web page may be copied, reproduced, ripped, recorded, re-engineered, decompiled, disassembled, modified, distributed, or transmitted in any form or by any means either electronic or mechanical methods, without the prior written permission of Brydge. You shall also not sell, rent, lease, sublicense or otherwise transfer rights to the Web Page.

Brydge will make reasonable efforts to keep the Web Page operational. However, certain technical difficulties or maintenance may, from time to time, result in temporary interruptions. Brydge reserves the right, periodically and at any time, to modify or discontinue, temporarily or permanently, functions and features of the Web Page, with or without notice, all without liability to you for any interruption, modification, or discontinuation of the Web Page Service or any function or feature thereof. You understand and agree that we have no obligation to maintain, support, upgrade, or update the Service, or to provide all or any specific content through the Service.

This Service is provided on an “as is” and “as available” basis without warranties of any kind, either express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, and non-infringement. Your use of the Web Page and any other material or services downloaded or made available to you through the software is at your discretion and risk, and you are solely responsible for any damage resulting from their use.

In no event will Brydge, its officers, directors, employees, agents, suppliers, or licensors be liable for any direct, indirect, punitive or incidental, special, consequential damages or any damages (including, without limitation, damages for lost profits, revenue, sales, goodwill, use or content, impact on business, business interruption, loss of anticipated savings, loss of business opportunity) whatsoever however caused, under any theory of liability, including, without limitation, contract, tort, warranty, breach of statutory duty, negligence or otherwise, even if Brydge has been advised as to the possibility of such damages or could have foreseen such damages.

Please keep your device, email address, and password safe at all times. If we discover any security issues that may affect your account, we will be in contact with you as soon as possible.

You agree to indemnify and hold Brydge and its affiliates, directors, officers, employees, and agents harmless from and against any liabilities, losses, damages, or costs, including reasonable attorneys’ fees, incurred in connection with or arising from any third-party allegations, claims, actions, disputes, or demands asserted against any of them as a result of or relating to your Content, your use of the Web Page or Services or any willful misconduct on your part.

If you have any complaint arising from or relating to this Agreement or the use of the Brydge platform, you may contact us, and the Parties shall use their best endeavours to resolve the matter promptly through amicable discussions and other appropriate alternative dispute resolution mechanisms.

The Parties agree that any dispute, controversy, or difference arising out of or in connection with this Agreement, including its existence, validity, interpretation, performance, breach, or termination, shall first be resolved amicably through good-faith negotiations. Either Party may issue a written notice of dispute (“Notice of Dispute”), and the Parties shall endeavour to resolve the dispute within thirty (30) days of receipt of such Notice.

Where the dispute is not resolved within the said thirty (30) days, the dispute shall be referred to mediation. If the dispute remains unresolved after mediation, it shall be finally resolved by arbitration conducted in the English language in accordance with the Arbitration and Conciliation Act, Cap A18, Laws of the Federation of Nigeria 2004, or any statutory modification or re-enactment thereof.

The seat and venue of arbitration shall be the Federal Capital Territory, Abuja, Nigeria. The arbitral tribunal shall consist of a sole arbitrator to be jointly appointed by the Parties. Where the Parties fail or are unable to agree on the appointment of the sole arbitrator within fourteen (14) days, the appointment shall be made by the Chairman of the Chartered Institute of Arbitrators (UK), Nigeria Branch, upon the application of either Party.

The arbitral award shall be final, conclusive, and binding on the Parties and may be enforced in any court of competent jurisdiction. Each Party shall bear its own costs in connection with the arbitration, unless otherwise determined by the arbitral tribunal.

Brydge reserves the right to modify, amend, or update these Terms at any time. Any such modification shall become effective upon the posting of the revised Terms on the Brydge website.

You are responsible for reviewing these Terms periodically to stay informed of any updates. Where material changes are made, Brydge will use reasonable efforts to notify you, including by email or through the platform.

Your continued access to or use of the website or services after the effective date of any modification shall constitute your acceptance of and agreement to be bound by the revised Terms.